Navigating the Storm: An Update on Home and Auto Insurance Rates in 2024

In today's blog post, we want to address a topic that's been on many of our minds lately: the current state of the personal insurance market in America. It's safe to say that we're facing some unprecedented challenges, and we feel it's important to keep you informed....

5 Questions Single Parents Have About Life Insurance

Parenting is a challenging but rewarding journey for just about anyone who embarks on the adventure. And the journey can be even more challenging when you are a single parent. This is especially true when it comes to making financial decisions. Single parents often...

A Definite No-Brainer for Landlords… Require Renter’s Insurance for All Your Tenants!

Here’s Why. Liability Coverage. A renter’s policy includes liability coverage which helps protect the tenant if they’re negligent and damage or injury occurs as a result. Medical bills may also be covered, and in the event of a lawsuit, the coverage will also help...

Water Detection and Awareness: Preventing Costly Damage

Water damage is one of the most common and costly issues homeowners face. Whether it's a slow leak, a burst pipe, or a sudden flood, water damage can wreak havoc on your home and finances. That's where water detection systems come into play. In this article, we'll...

What is Cyber Insurance and Why Do You Need It?

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product...

Understanding Different Types of Auto Insurance Coverages

Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance coverages to help you decide which one is right for you. Liability...

A Happy and Safe Thanksgiving: Cooking and Pets

Thanksgiving is a time for expressing gratitude, spending time with loved ones, and savoring delicious meals. However, amidst the joy and feasting, it's important to prioritize safety, particularly in the kitchen and when it comes to our furry friends. Let’s explore...

Will Santa Be Leaving an e-Bike Under Your Tree This Year?

If Santa leaves an e-bike under your tree this year, do you know how to insure it? In Virginia, any e-bike with a motor exceeding 750 watts of peak torque, capable of speeds over 20 mph with a throttle installed, or capable of speeds over 28 miles per hour without a...

Buying A Home? Get a C.L.U.E.!

As you may have heard, the insurance industry is in a challenging time. Carriers are tightening guidelines, raising rates, and pulling out of some areas all together. If you’re buying a home, it might not be as simple as just calling your agent a day or two before...

Understanding the Roof Replacement Process

Roof replacement is a significant home improvement project that can enhance your property's value, energy efficiency, and overall protection. Whether your current roof has reached the end of its lifespan or you're looking to upgrade to a more durable material,...