A Friendly Reminder from Your Independent Insurance Agency
by Tabby Morris & David Merriman | March 13, 2025 | Safety, Tips | 0 Comments
Earlier this month, we celebrated "Read Across America" Week in honor of Dr. Seuss's birthday. It's a wonderful reminder of the joy of reading—especially for our children. But as adults, we should also take a moment to reflect on our reading habits, particularly when...
The Importance of Life Insurance: Why You Need It
by Tabby Morris & David Merriman | January 31, 2025 | Ideas, Life Insurance, Tips | 0 Comments
Life insurance is often overlooked or misunderstood, yet it remains one of the most critical components of a sound financial plan. Whether you’re single, married, raising a family, or planning for retirement, life insurance can provide peace of mind, financial...
Building Better Coverage: One Question at a Time
by Tabby Morris | January 22, 2025 | Ideas, Tips | 0 Comments
Why Do Insurance Agents Ask So Many Questions? When shopping for insurance, have you ever wondered, “Why does my agent need to know so much?” Questions about the items in your home or whether you’ve had your jewelry appraised might seem intrusive, but they’re really...
Do I Need Snow Tires?
by Hanckel-Citizens Staff | December 17, 2024 | Safety, Tips | 0 Comments
Taking snow tires out of the garage and replacing regular or summer tires during the snowy and icy months was once a familiar winter ritual for many people. With all-season tires becoming increasingly common, do drivers still need tires designed specifically to...
Home Maintenance Tips: A Winter Guide for Homeowners
by Hanckel-Citizens Staff | November 13, 2024 | Safety, Tips | 0 Comments
Owning a home is a significant investment, and part of responsible homeownership is maintaining your property year-round. In this comprehensive guide, we'll provide homeowners with a seasonal breakdown of essential home maintenance tasks. These tasks not only protect...
Protecting Your Home from Storm Water Damage
by Hanckel-Citizens Staff | October 22, 2024 | Safety, Tips | 0 Comments
A heavy rainstorm has finally stopped. Or maybe a long winter has finally ended, and the deep snows have begun to melt. While good weather may seem like a relief, the potential for water damage may just be beginning. Storm water runoff can quickly overwhelm natural...
Understanding Life Insurance: What’s Covered and What’s Not
by Hanckel-Citizens Staff | September 27, 2024 | Safety, Tips | 0 Comments
Life insurance is like a superhero for your family’s financial future—it swoops in to protect your loved ones when you’re no longer around to do so. But just like any superhero, life insurance has its strengths and limitations. To truly harness the power of your...
Buying a New Home and Turning My Old Home into a Rental: What Do I Need to Do?
by Hanckel-Citizens Staff | August 7, 2024 | Safety, Tips | 0 Comments
Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle decision. Here's a guide on what you need to do when making this transition: Evaluate Your Financial Situation: Begin by...
CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED
by Hanckel-Citizens Staff | July 17, 2024 | Safety, Tips | 0 Comments
As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs, according to a recent report from the Insurance Institute of Highway Safety (IIHS). In the survey, approximately half of...
Get Ready for Hurricane Season 2024: Essential Tips to Stay Safe and Protected
by Tabby Morris | June 5, 2024 | Safety, Tips | 0 Comments
The beginning of June marks the start of hurricane season in the Atlantic, and this year, the NOAA predicts an 85% chance of an “above normal” season. Even if you live miles from the coast, hurricanes can bring storm surges and heavy rains, leading to flooding. Did...