by Jennifer Rose, AAI | Safety, Tips
Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product...
by Jennifer Rose, AAI | Safety, Tips
If Santa leaves an e-bike under your tree this year, do you know how to insure it? In Virginia, any e-bike with a motor exceeding 750 watts of peak torque, capable of speeds over 20 mph with a throttle installed, or capable of speeds over 28 miles per hour without a...
by Jennifer Rose, AAI | Uncategorized
As you may have heard, the insurance industry is in a challenging time. Carriers are tightening guidelines, raising rates, and pulling out of some areas all together. If you’re buying a home, it might not be as simple as just calling your agent a day or two before...
by David Merriman, CPCU, Jennifer Rose, AAI | Tips
In the insurance world we like to toss around fancy terms like “risk management” and “most probable loss”. But what does that mean to you as the insured? What do you need to think about when considering insurance coverages and limits? The easy way to start is by...