General Liability Insurance

As a business owner, you are faced with decisions that affect your bottom line. With every decision made, you take on a certain amount of risk that carries with it, liability. At Hanckel-Citizens Insurance, we specialize in helping businesses evaluate their risks and build comprehensive insurance solutions.

A Commercial General Liability policy will insure your business for an injury to an employee or customer as well as property damage, as the result of business operations conducted at or away from business premises. It can include many other basic risks and will assist with your legal costs, settlements and damages. Your coverage can be enhanced with commercial umbrella insurance.

General Liability is broad coverage and there are areas in which coverage doesn’t apply. Talking to an agent can help you understand what is needed and what is not.