by Hanckel-Citizens Staff | Cyber Insurance
Cyber threats are evolving rapidly, with businesses and individuals facing increasing risks of data breaches, ransomware attacks, and financial fraud. According to the FBI’s Internet Crime Report, cybercrime losses continue to rise, with investment fraud, ransomware,...
by Hanckel-Citizens Staff | Safety, Tips
As a business owner, you wear many hats—leader, innovator, problem-solver, and more. One critical area that often goes overlooked is the need for Employment Practices Liability Insurance (EPLI). This specialized coverage is designed to protect your business from legal...
by Hanckel-Citizens Staff | Safety, Tips
Taking snow tires out of the garage and replacing regular or summer tires during the snowy and icy months was once a familiar winter ritual for many people. With all-season tires becoming increasingly common, do drivers still need tires designed specifically to...
by Hanckel-Citizens Staff | Safety, Tips
Owning a home is a significant investment, and part of responsible homeownership is maintaining your property year-round. In this comprehensive guide, we’ll provide homeowners with a seasonal breakdown of essential home maintenance tasks. These tasks not only...
by Hanckel-Citizens Staff | Safety, Tips
A heavy rainstorm has finally stopped. Or maybe a long winter has finally ended, and the deep snows have begun to melt. While good weather may seem like a relief, the potential for water damage may just be beginning. Storm water runoff can quickly overwhelm natural...