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A Definite No-Brainer for Landlords… Require Renter’s Insurance for All Your Tenants!

A Definite No-Brainer for Landlords… Require Renter’s Insurance for All Your Tenants!

by Julie Jason, Claims Manager | Safety, Tips

Here’s Why. Liability Coverage. A renter’s policy includes liability coverage which helps protect the tenant if they’re negligent and damage or injury occurs as a result. Medical bills may also be covered, and in the event of a lawsuit, the coverage will also help...
Water Detection and Awareness: Preventing Costly Damage

Water Detection and Awareness: Preventing Costly Damage

by Hanckel-Citizens Staff | Safety, Tips

Water damage is one of the most common and costly issues homeowners face. Whether it’s a slow leak, a burst pipe, or a sudden flood, water damage can wreak havoc on your home and finances. That’s where water detection systems come into play. In this...
What is Cyber Insurance and Why Do You Need It?

What is Cyber Insurance and Why Do You Need It?

by Jennifer Rose, AAI | Safety, Tips

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product...
A Happy and Safe Thanksgiving: Cooking and Pets

A Happy and Safe Thanksgiving: Cooking and Pets

by Hanckel-Citizens Staff | Safety, Tips

Thanksgiving is a time for expressing gratitude, spending time with loved ones, and savoring delicious meals. However, amidst the joy and feasting, it’s important to prioritize safety, particularly in the kitchen and when it comes to our furry friends. Let’s...
Will Santa Be Leaving an e-Bike Under Your Tree This Year?

Will Santa Be Leaving an e-Bike Under Your Tree This Year?

by Jennifer Rose, AAI | Safety, Tips

If Santa leaves an e-bike under your tree this year, do you know how to insure it? In Virginia, any e-bike with a motor exceeding 750 watts of peak torque, capable of speeds over 20 mph with a throttle installed, or capable of speeds over 28 miles per hour without a...
Understanding the Roof Replacement Process

Understanding the Roof Replacement Process

by Joe Jenkins, President | Safety, Tips

Roof replacement is a significant home improvement project that can enhance your property’s value, energy efficiency, and overall protection. Whether your current roof has reached the end of its lifespan or you’re looking to upgrade to a more durable...
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